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You might be thinking to yourself, “What exactly is ‘dead-end’ debt and how is it different from all other forms of debt that eventually reach a collection agency?” Isn’t all debt of this type, at its core, “dead-end”? The truth is that not all debts owing are the same. Some debts have been owed to creditors for so long, and have resisted so many different attempts at collection, that they fall into their own special category. “Dead-end” debt, therefore, is something of an umbrella term for debts  within the consumer, commercial, and personal sectors that have proven uniquely stubborn and “resistant to resolution” prior to being placed with SFS. Clients have either failed to collect these debts themselves or been let down by collection agents employing faulty tools and tactics.

As we’ve tried to make clear using this website and other resources, SFS is uniquely well-positioned to tackle and resolve “dead-end” debt. Our track record in this area is extremely strong, and we promise to develop an approach that aligns as closely as possible with your needs, goals and priorities. We’ve noted our use of machine learning technology and high-level analytics, as well as our ability to access an incredible number of databases in every corner of the country. But when it comes to resolving “dead-end” debt, SFS has a true “ace in the hole.” We are intimately familiar the nation’s courts, at every level, and have helped organize a network of highly-skilled attorneys who guide us in our efforts to collect debts. This group of professionals helps ensure that every possible avenue is explored and that no (legal) option is left off the table as we endeavor to serve our clients.

Click “Our Fees” (below) for insight into payment options. In the vast majority of cases, there are no up-front fees. SFS retains a modest percentage of the total amount recovered as a service fee.

OUR FEES