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SFS follows standard industry practice when it comes to pricing. Though SFS is always willing to tailor its fee structure to fit the specific needs of individual clients, we typically favor a commission-based approach. This model is frequently more affordable for clients over the long term and incentivizes our agents to work relentlessly to recover funds owing. Clients pay nothing up-front.
When SFS recovers a debt owing, in whole or in part, we keep a small percentage of the recovered amount as a service fee. Depending on the size and age of the account and a number of other factors, this figure can be as low as 20% (on high-balance commercial claims) and as high as 50% if we’re forced to sue on a client’s behalf. If legal action does prove necessary, SFS absorbs the cost of all court-related activities. The client pays nothing. SFS—and not the client–assumes the financial risk. On those rare occasions that SFS is unable to resolve a debt through the courts, we take the loss, and the client receives no bill. When exactly does the client pay when lawyers and the courts get involved? The answer is simple: when we collect on the client’s behalf. Until then, our services cost nothing. And we wish to stress again, that when it comes to fees and associated costs, SFS is careful to abide by all relevant laws and the highest possible ethical standards.