1525 Park Manor Blvd #375
Pittsburgh, PA 15205
Phone: 877-254-4180
Fax: 412-276-6763
Email:
info@sfsolutionsllc.net
The list below contains links to debt collection resources published by state and city consumer agencies. Most of these resources provide a thorough overview of the laws and regulations currently governing debt collection across the United States.
Code of Alabama Title 40, Chapter 12, Section 80 (40-12-80)
http://alisdb.legislature.state.al.us/acas/ACASLogin.asp
Alaska Statute Title 45, Chapter 50, Section 471 (45-50-471)
www.touchngo.com/lglcntr/akstats/statutes.htm
Fair Debt Collection Practices Guide
www.ag.state.ar.us/consumer/collector.html
Arkansas Code Title 17, Chapter 24, Section 203 (17-24-203)
www.arkleg.state.ar.us/NXT/gateway.dll?f=templates&fn=default.htm&vid=blr:code
Collection Agencies Guide
www.caag.state.ca.us/consumers/general/collect.htm
Department of Consumer Affairs Guide
“Summary of the Fair Debt Collection Practices Statutes,” covers both federal and California state laws, www.dca.ca.gov/legal/dc_2.pdf
California Civil Code Section 1788, et seq.
www.leginfo.ca.gov/calaw.html
Your Rights under the Colorado Fair Debt Collection Practices Act Guide
www.ago.state.co.us/CAB/geninf/english.htm
Colorado Revised Statute Title 12, Article 14, Section 101, et seq. (12-14-101)
http://198.187.128.12/colorado/lpext.dll?f=templates&fn=fs-main.htm&2.0
How to Protect Yourself: Debt Collections/Consumer
Go to: http://myfloridalegal.com/consumer, click on What Florida Law Provides, click on the link ‘For information on how to protect yourself against consumer fraud,’ scroll down to Debt Collection.
Florida Statute Title 33, Chapter 559, Part VI, (33-559.552, et seq.)
www.flsenate.gov/statutes/index.cfm?Mode=ViewStatutes&Submenu=1
Official Code of George Title 7-3, Section 25 (7-3-25)
www.legis.state.ga.us/cgi-bin/gl_codes_detail.pl?
Revised Statutes, Vol. 14, Chapter 708, Section 810 www.capitol.hawaii.gov/site1/docs/docs.asp?press1=docs
See also www.hawaii.gov/dcca/pdf/hr5 (37-708-8105) s_pvl_443b.pdf
Consumer Protection Manual
www2.state.id.us/ag/consumer/tips/ConsumerProtectionManual.pdf
Title 26, Chapter 22
www3.state.id.us/legislat/idstat.html
Things You Should Know about Debt Collection
www.ag.state.il.us/consumers/debt.pdf
Illinois Compiled Statute, Chapter 225, Section 425
http://www.ilga.gov/legislation/ilcs/ilcs.asp
Fair Debt Collection Guide
www.in.gov/dfi/consumer/pdfs/fairdebtcol.pdf
Indiana Code Title 25, Article11
www.ai.org/legislative/ic/code/
Iowa Attorney General’s Guide to Debt Collection
www.iowaattorneygeneral.org/consumer/consumer_tips/debt_collect.html
Iowa State Code Sections 537.7103(1) – 7103(6)
www2.legis.state.ia.us/Code.html
Consumer’s Notebook: Debt Collection Guide
www.ag.state.la.us/publications/debtcollection.htm
Louisiana Revised Statute Title 47, Section 1516 and 1516.1
www.legis.state.la.us/tsrs/RS.htm
Attorney General’s Guide to Fair Debt Collection
www.ago.state.ma.us/pubs/fairdebt.pdfState of Maine’s Office of Consumer Credit Regulation’s
Downeaster Guide to Debt Collection and Repossession
www.state.me.us/pfr/ccp/booklets/Debtcoll.doc
Maine Revised Statute, Title 32, Chapter 109-A
http://janus.state.me.us/legis/statutes/
Dealing with Debt Collectors Guide
www.oag.state.md.us/consumer/edge117.htm
Maryland Annotated Code, Title 15, Debt Collection-Special Provisions
Not readily available online. For more information:
http://mlis.state.md.us/other/MGA_FAQ.htm#stat
Massachusetts Office of Consumer Affairs and Business Regulation Guide, Managing Credit and Debt
www.state.ma.us/consumer/Pubs/credit.htm
Mass. General Law, Part 1, Title XV, Chapter 93, Sections 24-28 & Section 49
http://www.state.ma.us/legis/laws/mgl/index.htm
Code of Massachusettes Regulations, 940 CMR 7
www.lawlib.state.ma.us/cmr.html
Michigan Compiled Law Chapter 445, Section 251 (445.251)
http://michiganlegislature.org/law/
Michigan Compiled Law, Chapter 445, Act 70 of 1981
www.michiganlegislature.org/mileg.asp?page=getObject&objName=mcl-Act-70-of-1981
Know Your Rights: Guard Yourself Against Debt Collectors
http://www.ag.state.mn.us/consumer/ylr/ylr_jan03.htm
Minnesota Statute Chapter 332, Section 37 (332.37)
www.leg.state.mn.us/leg/statutes.asp
Missouri Annotated Statute Title 27, Chapter 425
www.moga.state.mo.us/STATUTES/STATUTES.HTM
New Hampshire Revised Statute, Title XXXI, Chapter 358-C (358-C:1)
www.gencourt.state.nh.us/rsa/html/indexes/default.html
Annotated Code of New Mexico, Chapter 61, Article 18A (61-18A)
www.amlegal.com/nxt/gateway.dll?f=templates&fn=default.htm&vid=newmexico:statutes
Debt Collection Guide
www.ci.nyc.ny.us/html/dca/pdf/debt.pdf
Administrative Code of New York City
Title 20, Chapter 2, Subchapter 30
http://public.leginfo.state.ny.us/menuf.cgi
Go to New York City Administrative Code under Miscellaneous
Consumer Law Help Manual, Fair Debt Collections
www.consumer.state.ny.us/clahm/Clahm-Debt.htm
Penal Law, Part 3, Title K, Article 190.50
http://public.leginfo.state.ny.us/menugetf.cgi
North Carolina
North Carolina General Statute, Chapter 75, Article 2, Section 75-50, et seq.
www.ncleg.net/statutes/statutes.asp
Ohio
Ohio Revised Code, Title 13, Chapter 1319
http://onlinedocs.andersonpublishing.com/oh/lpExt.dll?f=templates&fn=main-h.htm&cp=PORC
Oklahoma Statute, Title 15, Chapter 20,Section 755.1 and Title 59, Chapter 47, Section 3107
www.oscn.net/applications/oscn/index.asp?ftdb=STOKST&level=1
Oregon Revised Statute, Chapter 646, Section 646.639 et seq.
www.leg.state.or.us/ors/
PA Debt Collection Publication
www.attorneygeneral.gov/pei/know/debt.cfm
Pennsylvania Statute, Title 73, Chapter 42 (73 P.S. § 2270.1)
(Pennsylvania Statutes are not available online)
Title 62, Chapter 20
http://198.187.128.12/tennessee/lpext.dll?f=templates&fn=fs-main.htm&2.0
On-line Consumer Protection Information on Selected Topics
www.oag.state.tx.us/AG_Publications/txts/debt.shtml
Texas Statute, Finance Code, Title 5, Chapter 392
www.capitol.state.tx.us/statutes/statutes.html
FAQ on Collectors
www.commerce.utah.gov/dcp/education/collection.html
Utah Annotated Code, Title 12, Chapter 1
www.le.state.ut.us/~code/code.htm
How to Deal with Your Debts
http://www.atg.wa.gov/consumer/credit.shtml
Revised Code of Washington, Title 19, Chapter 16
www.leg.wa.gov/rcw/index.cfm
What Are My Rights as a Consumer with Debts in Collection? Guide
www.wvs.state.wv.us/wvag/faq/consumer/debt_collection.html
West Virginia Code, Chapter 47, Article 16 et seq.
http://129.71.164.29/WVCODE/masterfrm3Banner.cfm
Wisconsin Statute, Chapter 427
www.legis.state.wi.us/rsb/Statutes.html
Prohibited Collection Practices
www.audit.state.wy.us/banking/cab/cab_brochure.pdf
Wyoming Statute, Title 33, Chapter 11
http://legisweb.state.wy.us/statutes/statutes.html